Supporting Hardship Information

In order to provide the lender with a complete picture of the seller's hardship, it can help to provide additional documents:

• HOA Liens
• Medical Bills
• Disability Statements
• Unemployment Benefits or Status
• Divorce Decree

Medical hardships and unemployment, to a certain extent, are easy for a lender to understand and they will agree to a short sale in just about every medical hardship situation. The seller should not try to "fake" medical hardship. The lender will verify this information.